People make all the difference

The varied expertise of our team goes far beyond investment management to encompass retirement planning, tax and estate planning, risk management, philanthropic planning, education planning, and the full spectrum of financial counseling services. The teams coming together to support our clients include specialists with designations and degrees ranging from CFP®, CFA® and CPA to MBA, JD, LLM and PhD.

But, you’ll benefit from more than our technical know-how. From every team member you work with, you’ll sense a willingness to collaborate and to understand and appreciate your views and preferences…along with a selfless dedication to helping you attain your goals.

"I love when clients have questions and are curious about what we do, how we did it and why we do it.  I think education is the conduit when it comes to financial security."

Karen Baer, CSA®, CDFA®

Senior Wealth Advisor

Back To Bios

Karen’s fresh approach to financial management comes from her deep experience and understanding of all aspects of the industry. Self-directed and highly motivated, she provides her clients with a level of service that goes beyond the numbers. Clients feel the care and dedication she brings as she assists them with the often-complex issues of their financial lives. She particularly enjoys working with seniors, divorcees, and widows giving them clarity and confidence during and after significant life transitions. Karen serves on our Her Wealth® Executive Committee and helps to lead our Her Wealth® Advisory Board.

Karen served as a Senior Wealth Advisor with Bridgewater Wealth & Financial Management prior to merging with The Colony Group in early 2018. She was also a Senior Financial Advisor and Partner at Triton Wealth Management.

Karen holds the Certified Divorce Financial Analyst® (CDFA) and Certified Senior Advisor® (CSA) designations. She is an active member of the Financial Planning Association (FPA), the Institute for Divorce Financial Analysts (IDFA), and the Society of Certified Senior Advisors.

With an ongoing commitment to community service, Karen has served on several boards, including Crossroads Community Inc., Crossroads Community Foundation, and Chesapeake Women’s Network (Queen Anne’s Chapter). The proud mother of four, she served as den leader for five consecutive years for her son’s Cub Scout troop.